Is Phoenix’s debt burden sustainable given its revenue base?
Standardized financials, MuniScore ratings, and instant AI-driven insights. Purpose-built for public finance professionals.
The ProblemAssessing the financial health of a municipality means locating the relevant ACFR, extracting figures manually, and reconciling inconsistent formats across jurisdictions, each with different terminology and varying levels of disclosure. A shared financial taxonomy maps jurisdiction-specific terminology and reporting structures to a consistent schema, making financials from a major city and a small rural county directly comparable. At scale, across hundreds or thousands of issuers, the data gathering alone consumes the majority of research time. MuniSpot eliminates that burden entirely. Financials for 14,800+ local governments are already extracted, standardized, and scored so analysts can focus on interpretation rather than data assembly.
MuniSpot IntelligencePowered by AI built on real municipal financial data.
MuniSpot combines the largest structured database of municipal government financials with an AI Analyst that knows every data point in it. Ask any question about an issuer's financial health and receive an instant, data-grounded response. Screen thousands of municipalities in the time it used to take to analyze one. Monitor a portfolio of hundreds of issuers without expanding headcount. MuniSpot is the research infrastructure that makes every analyst faster, broader, and more authoritative.
MuniSpot extracts and standardizes financials from 65,000+ ACFRs across 14,800+ municipalities, covering income statements, balance sheets, and long-term obligations. Extraction is powered by a computer vision model trained specifically on ACFR document structures, enabling reliable data capture across scanned reports, non-standard layouts, and jurisdiction-specific formatting. Every entity is scored with MuniScore™: a 1–99 composite across four dimensions of financial health: economy, budgetary performance, reserves, and debt burden. U.S. Census and geographic data are layered in to support peer benchmarking across issuers. On every municipality dashboard, users can ask questions in plain English and receive instant, data-grounded answers without SQL or manual spreadsheet work.
Income statements, balance sheets, and long-term obligations sourced from ACFRs across 14,800+ municipalities, structured, comparable, and ready to use.
A structured analytical framework including operating ratios, fund balance metrics, debt burden indicators, and peer benchmarks for comparative context across issuers and fiscal periods.
A single 1–99 composite score that synthesizes economy, budgetary performance, reserves, and debt burden into one fast, comparable signal of underlying financial health.
Ask any question about a municipality's financials in plain English and receive an instant, analyst-style response grounded in the actual data, covering trends, risks, anomalies, and comparisons.
Who It's ForMuniSpot serves everyone who needs to understand the financial health of a local government, from analysts screening issuers to governments benchmarking their own finances to platforms building data-driven tools.
Screen 14,800+ municipalities by financial ratios and MuniScore. Drill into multi-year trends, review standardized financial statements, and ask plain-English questions about any issuer.
Explore the DashboardStructured municipal data via REST API and MCP server. Query municipalities, retrieve standardized financials, and extract time-series data in JSON for integration into your platform.
View API DocsSee how your city, county, or school district compares to similar governments across the country by financial ratios, MuniScore, and fiscal health trends.
A standardized financial dataset spanning 65,000+ fiscal year reports, ready for quantitative analysis, policy research, and cross-jurisdictional studies.
Quickly assess municipal issuer financial health across your portfolio. Screen by financial ratios, track multi-year trends, and get instant data-grounded analysis on any of 14,800+ governments.
Standardized financials, MuniScore ratings, and AI-powered analysis for 14,800+ municipalities.
